Next Week | Theft & Obamacare | Episode 12

News Satire, Sponsor Read, and Opening Banter

What's up, welcome back, welcome back everybody, hello, hello to all of our live studio audience.

And to all of you guys who are watching across them internets, welcome to Next Week with Jeff Durbin, I'm Jeff Durbin, let's talk about the news, ready? So it was discovered that North Korean generals actually watch MSNBC's anti-Trump show Morning Joe, they watch it every day to fuel their hate.

The show has also fueled these generals to buy some Prozac from the commercials and hire an accident lawyer, that's what they got. So a police dog was reportedly fired after losing interest in bomb sniffing, believe that, okay, Fluffy decided art was his true calling.

Bigfoot was supposedly spotted this week in California, yes, he was running across a farm with a pig over his shoulder, the farmer would like to get the pig back, by the way, so if you happen to see the pig anywhere, please let someone know, we do have a picture of it for your reference, here it is, that's Harvey Weinstein, yep, Justin Timberlake, yes, Byrne, that's right, Justin Timberlake is set to perform at the Super Bowl halftime show for all of you guys that watch that, 15 years after the Janet Jackson controversy, yes, I guess he was right when he said what goes around, goes around, goes around, comes all the way back around, y 'all.

Now after strongly hinting at running for Senator, Kid Rock said in an interview with Howard Stern that he was definitely not running for Senator, yep, he said he wanted to keep his reputation and dignity, please.

Alright guys, this is Next Week with Jeff Durbin, we'll be right back, stay with us, like and share the episode, we'll see you in a minute, thank you!

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Coffee Blend of the Week and Health Care as Theft

Welcome back everybody, welcome back, everyone watching live across social media right now,.

We're back right now, and we're going to have the blend of the week, you guys ready for this one, yes, you know that Joy put a lot of work into this one, when you see kitty and cats on the bow tie, yes, so this blend of the week right here, this one is called the coffee beanie, and every coffee bean is responsibly sourced, yes, farm to table, barrel aged, sustainable, of course, cruelty free, and it's non-binary, it's a non-binary bean, in other words, we got this coffee at Whole Foods, alright, let's give it a little taste of this, oh man, I can already taste how much better I am than you, alright, welcome guys, let's talk, so tonight we're going to be talking about healthcare, and before you get comfortable, take a seat in an overly expensive wheelchair, and strap on a $3000 neck brace that you could have gotten for $10 at Goodwill, because today we're talking about healthcare in a way that nobody else is going to, I assure you, lately the topic of healthcare is filled with debate and includes more drama, more drama than the last few seasons of Grey's Anatomy, of course a lot of things have been more exciting and dramatic than Grey's Anatomy, including but not limited to plain rice cakes, corporate training seminars, and Dr. Ben Carson, but with many different opinions on what should happen with medical in this country, it's no surprise that it's causing quite a bit of disagreements, take for instance this discussion on Fox News, after Trumpcare unsuccessfully tried to replace Obamacare, Wow, Bob really pinched a nerve there, it was almost like right before the show someone said ok Bob, whatever you do, don't say the word Medicaid around your co-host, he will go crazy, now the real answer to how many Obamacare users there are is about 11 .4 million, and this is the result of that, that's right, some people with Obamacare can't even afford Obamacare, it's nearly impossible for actual people to be able to afford this, sometimes I wonder when the government is trying to discover what's actually affordable to the average person, do they watch the sitcom Friends for reference?

Hey, Chandler just lost his job and him and Monica still live in that huge apartment right in the city, if they can afford that, then they can definitely afford this premium. You see, look, there's proof that socialist Medicare causes the prices to be high and unfair, but what would the prices of a capitalist healthcare system look like?

Well, the prices would be affordable because hospitals would have competitive pricing in order to get their customers, but also, and check this out, healthcare could actually even be free in some cases, like really free, like actually for realsies free, so watch this clip in the movie Wait Till It's Free.

Did you guys catch that? If the doctors accept Medicare or Medicaid, it's illegal for them to perform their services to anyone for free. So, all of you annoying cousins need to stop asking your doctor cousin to look at that mysterious and weird bump.

Not only are the prices with Obamacare too high, that's just one of several promises that President Obama.

Made that ended up not actually being true. The Affordable Care Act was signed by the President in 2010 and since then he has repeated one reassuring phrase. If you like your insurance plan, you will keep it.

No one will be able to take that away from you. It hasn't happened yet, it won't happen in the future. But, it is happening. The President's healthcare law raises the standards for insurance policies, which many consider to be a good thing, but hundreds of thousands of Americans whose policies don't meet the new standards are being told that their health plans are being canceled.

If y 'all like it, you can keep it. You see,.

That's what parents say to their kids at grocery stores so they don't fuss the whole time. You really want that Barbie, Tommy? Well, I mean, you can keep it until we check out and then we are definitely enrolling you in karate.

And look, that's just the beginning of the problems with Obamacare, just the tip of the iceberg. Not only have the premiums doubled or tripled or even quadrupled in many cases, but Obamacare is also resulting in longer wait times at the emergency rooms.

Now, we already have to wait long enough without Obamacare, right? Now, they're going to make us wait so long that we'll actually have to read the good housekeeping magazines. Who does that, right? Now, the reason the wait times are longer is because fewer doctors are actually accepting Medicaid due to the small compensation that they receive from it, which leads to an even bigger problem.

A report from the Association of American Medical Colleges found that a staggeringly less amount of medical residents are entering into the field of primary care. Now, that will lead to an epidemic of very little doctors in about 10 years.

In other words, doctors don't want to spend half a million dollars on becoming a doctor just to make the same amount as someone who says, would you like fries with that? In a capitalist hospital, doctors actually exist and they're rewarded for the quality of their work.

And not only that, but when doctors get freedom in their practice, they get to stand up for their Christian beliefs. In fact, let's look at the 1800s for reference.

In American history, we actually have had a successful pro-life movement in the past, in the 1870s and 80s and 90s. When abortion was legal, when there were a flourishing abortion trades, when peddlers were taking abortifacient pills all the way to the Pacific from manufacturers in Ohio and New York, and a pro-life movement arose, a coalition of politicians, lawyers, doctors, and pastors led by the pastors, starting with a brick Presbyterian church in New York City, and a very, very prominent pro-life newspaper in New York City called the New York Times.

And together, they transformed the whole picture of medical practice in the U .S., created the American Medical Association, banned abortion, and banned all kinds of other lewd and manipulative medical practices.

And it was forthright, and it was unapologetic in proclaiming the gospel from the start.

Okay, before I go on, does my beard really look that red? Good grief. I look like a ginormous leprechaun. Now, doctors and pastors together created the American Medical Association. The American Medical Association.

Now, as you can see, with a Christian medical system, doctors not only see their patients, they actually care for them. They can care for them. But Obamacare patients don't even have many options to doctors.

It also limits their options to insurance companies. In fact, check this out. Seven states only have one insurer, which means that insurer has power over its patients. Now look, just lose against the kid in Monopoly, and you'll realize quickly that when someone's in charge of your money, they can and they will do anything to take your finances, your pride, and your chips and salsa.

Now, limiting someone's option to one thing isn't an option. I mean, that's like going to Golden Corral and realizing you have the choice between unsanitary hot food or unsanitary cold food. It's the same thing, and it's detrimental to your health.

Okay? Now, not having an option to your medical provider was a serious issue, and thankfully, we have Obama's kryptonite, President Donald J. Trump. Last week, the president signed an executive order that opens the borders to insurance companies, allowing you to get insurance from another state.

Insurance companies will be fighting to get every single person signed up, and you will be hopefully negotiating, negotiating, negotiating, and you'll get such low prices for such great care. Should have been done a long time ago, and it could have been done a long time ago.

This will allow thousands of small business employers to have the same purchasing power as large employers to get more affordable and generous insurance options for their workers. Rich and Leslie Bordray, where are they?

Where are they? How are you? Nice to see you. How are you? Come on, get up here. Come on. How are you? Nice to see you, Leslie. They're here today from Louisiana. Great state. Just left. Had a little hurricane damage.

Little, sort of, they got hit. Lake Charles.

So, okay, so, why did he talk about hurricanes? Like, it's a casual tour he just goes on the road for. Like, I was just there. My hurricane tour was amazing. Right? Amazing and great. Those are his favorite words, right?

Now, everybody recognizes the flaws in Obamacare. Everybody, including Democrats. Especially Donald Trump, who's been trying to get rid of it since he swore in office.

To say, get that son of a b**** off the field right now. Out. He's fired.

Sorry, I meant since he was sworn into office. Now, Obamacare is the greatest act of larceny committed in American history. It is straight up theft and it needs to be taken down. I mean, the Bible even speaks against Obamacare.

Yes, it does. It says in Exodus 20, verse 15, you shall not steal. A biblical, that's right, you can definitely applaud for that. You see, a biblical worldview recognizes that God, who is the sovereign, grants to individuals their rights over their private property.

And thus, in the Decalogue, the Ten Commandments, the commandment, you shall not steal. You shall not steal gives to you guys, gives to all of us, the idea, the assumption always that there is a thing called private property.

That God, as the sovereign, gives me ownership over my property, whether it's land, whether it's money, and what God gives to me is mine. And it's up to me what I want to do with it, and no government has the right to simply take it from me via coercion.

In the biblical worldview, there isn't a difference in terms of larceny and theft between the person who climbs over your wall in a black suit and a thing over his face and the judge who's wearing a black robe and signs something into law with a fancy pen.

Larceny is larceny in God's law. The Trump administration recognizes that and has been working hard to repeal Obamacare. The problem is, is they're also trying to replace it, replace it. And that's where there's an issue.

Government medical insurance for everyone shouldn't exist in the first place. In fact, it didn't always exist anyways. Health insurance wasn't a thing until about the 1920s. And even then, it wasn't popularized until the 1930s.

And the fast food chain McDonald's wasn't created until the 1950s. So nobody even needed the medical insurance until then. Insurance was a helpful thing until the government slowly got their hands on it.

And because once the government gets their hands on something and they get involved in regulating something... That's right, Bernie Sanders fans, that's called socialism. And it's theft. So many young Americans are in favor of the idea of socialism because they think that means they don't have to pay for their own medical insurance.

When in reality, young people do have to pay, but it's just not for them. It's for the people that can't pay for themselves. The closer you get to socialism, the closer you get to the single-payer system, which is no surprise, that's what Democrats really want anyways.

Obamacare was just the flawed system to get them to that point. Don't believe me? Then how come it cost $200 million to make the Obamacare website and it didn't even work? I mean, MySpace is more functional and nobody even wants to go on it.

It only took three college students a few days to make a working Obamacare site. Because that's what happens when you don't work for the government. You actually accomplish things. Which brings us up to a great point all on its own.

Why would you want the government to be in charge of your health? When anytime they're in charge of anything, the results are generally terrible. The United States Postal Service hasn't given a good experience to its customers since the time it came out with the Elvis stamps.

Those were good. Government workers don't have any reason to give you good customer service. Good customer service is what you get with an incentive. An incentive is what you get with capitalism. And you get capitalism because of the Bible.

And capitalism is not the single-payer system. Contrary to what it sounds like, the single-payer system is not single mothers paying for the system. It's the government paying all of your medical bills.

Except, they're not actually paying for it, you are. The government doesn't have any money of their own, it comes from us. You're just doing it in the form of taxation. You see, each person, thank you, will pay much higher taxes in order to cover the expenses of your medical bills.

And for the young people that are healthy and young, you'll still have to pay the high taxes, but it won't be going to your need because you don't need it. It'll go to the criminals in prison, illegal immigrants, anybody else who can get taken care of for free.

You see, that's what socialism does. It steals your money and it tells you what to do with the rest of your money. The government should never have the right to tell you what to do. You see, I should have the legal right to smoke, eat ice cream, cut off my own arm, gorge myself on Taco Bell.

You see, that's self-governing. Granted, it's bad self-governing, but it's still self-governing. You see, the idea of capitalism works because it's based upon thou shalt not steal private property.

You see, NASA was government-funded, and it didn't get very far in technology. I mean, they did some things, but mostly they took inventions from privately-funded companies. So let's look at privately-funded companies.

Elon Musk, he's created his own space program for people to take trips into space. And his company is already moving much faster than NASA ever has. Why? Because there's an actual reward. Capitalism provides checks and balances on the depravity of man's heart.

For example, if I create my own pizza shop, and I want to make the pizza as cheap as possible so I can profit more, I can't use rotten ingredients. I mean, that causes people to get food poisoning, and they won't come back.

But if the government made you buy my pizza, whether you got food poisoning or not, who cares what ingredients I put in it? In other words, Little Caesars is one socialist government away from being even more dangerous to your body.

You see, capitalism is when hospitals thrive. Socialism is when people literally die.

Clear, Chris, you've raised money, you have funds, you could pay for the transportation to the United States, yeah? And you're prepared to do that. The reason that the judges decided that that should not be the case is that the medical opinion is that this would be too stressful and too painful for your son.

Is that right?

But that's what they're saying. We totally disagree with that. He's probably the most stable baby in there. He's not in pain. He's not suffering. Because if he was suffering and he was in pain, we wouldn't sit by his bed and watch him suffer.

So a child died because of the socialist medical program. And it wasn't just with this child. Socialist medicine has what they call death panels, which is where the government rations medical supplies to certain people.

So if you're beyond a certain age or you're low in their priority, you wouldn't get the supplies or the services that you need to survive. But, of course, we wouldn't do that in America, right? Actually, Obamacare has actual death panels included in the law under the term Independent Advisory Board, known as IPAP.

And although it hasn't technically been put into effect, it is technically legal. So you see, we've got a real issue on our hands if we want to do something to change things. The question is, what can you do?

Well, get the government away from your medical care. Join Christian medical companies like Samaritan Ministries where it gives you control and lets you help people directly. You see, we need to give control back to the doctors who legally, as of right now, cannot give anyone free health services if they accept Medicare and Medicaid.

And we need to get back to the gospel, understanding that hospitals were created by the church. I mean, that's just a fact. Christianity gave the world all these blessings of these institutions and hospitals.

I mean, they were run by compassionate people who actually cared for the widows and the orphans. It was done from the heart. I mean, without the church, you wouldn't even have nurses. Now, if you don't believe the church had a part in health care, then answer me this.

Why did most hospitals' names start with Saint? Is it because they're fans of the football team? I highly doubt it.

Thank you guys for watching. Next week with Jeff Durbin. Stay with us. We've got an important interview next.

Don't go anywhere.

Like and share the episode. We'll be right back, guys. Thank you. Hey, guys.

Samaritan Ministries and Christian Health Care Sharing

So over the last couple of years, we've all had to face what my friend calls the greatest larceny ever perpetrated upon American people in history. We call it Obamacare. And it is something that has ultimately been more destructive to the health care industry, really, than anything we've seen before this in American politics.

And so the question is, how do we handle something like this? How do you actually defeat a giant like Obamacare? And so rather than just talking about the foundations, the theological foundations, the social implications of Obamacare, we thought let's provide something by way of actual help, something that can actually transform the way that we do health care in this country.

So we wanted to have on someone from Samaritan Ministries. His name is Anthony Hopp, and he's going to give us some instruction. Anthony, welcome to Next Week, brother. Thank you for coming on the show.

Thanks, Jeff.

My pleasure.

Absolutely. So, Anthony, tell us about Samaritan Ministries. A lot of people don't know about you. I've been with you for a very, very long time. We recommend it to everybody, really at Apologia Church.

We recommend it to friends. We've talked about it a bunch. But what is Samaritan Ministries?

Well, it's one of the bright spots in a pretty miserable landscape. You know, there's not a shortage of frustration and complexity and general bleakness around health care. But health care sharing is one of the good things that's going on.

Essentially, it is a biblical non-insurance approach to health care. Think crowdfunding for health care, where followers of Jesus Christ are able to put their faith in action, live out their faith in a very practical way by sharing one another's medical needs directly, person-to-person, household-to-household, without using any insurance at all.

And Samaritan members have been doing that since 1994. There are currently about 70 ,000 households or 230 ,000 individuals. And altogether, that's about $25 million a month that goes from member-to-member for those medical expenses.

And probably the most significant piece to this is that the direct sharing allows for not just the sharing of the financial need, but also community and connection because we're able to pray for one another, send cards and notes of encouragement, and stand with each other in one another's time of need.

It's a powerful thing, and I think one of the things when you look up Samaritan Ministries on Google, one of the first things that pops up is the statement, essentially, that this is about bearing one another's burdens.

And it's a compelling thing, Anthony. I've been with the Samaritan for a long time now. And one of the incredible experiences in being part of Samaritan is where you have a medical need, you submit that need, and you start receiving personal letters from Christians from all over the country that they don't just send you a check to supply for your needs, but they also write a letter to you or handwritten notes just telling you that they're praying for you, they're sending you scripture.

I mean, it really is a tremendous blessing. It's interesting. One time I sent away for someone's need and wrote that I was praying for them, gave them a Bible verse, and we got tweeted shortly after I sent it out.

Somebody that's actually a fan of our show received a check from me for their medical need, which is pretty powerful.

Yeah.

Those cards and notes often are the first thing that members talk about. They could have a medical need that's in the hundreds of thousands of dollars, and you'd think the first thing they would say is, my goodness, these strangers sent me money.

But it's not. It's the impact of brothers and sisters that we probably won't meet the side of heaven standing with us. That's what made my wife and I raving fans 20 years ago. We had a pretty significant medical expense, and we were thinking, is this going to actually work?

That's kind of the typical path is that somebody joins kind of tentatively, this is all new, what's going to happen, does it work, and then somebody has a medical need, and then you put it to the test, you wait to see, and, of course, it works.

We got all the money we needed in a timely way. But what struck me and my wife is, man, this is what the church is called to do, and the sense of community we experienced in that moment was really powerful.

You've been around, Anthony, since 1994, so this isn't something that's just sort of come into existence that hasn't been tested and shown to be true and valuable. And so that's, I think, powerful testimony to the effectiveness of this ministry.

But talk to us about what I find is interesting, Anthony, is not only does it work in terms of Christians taking care of one another's needs, bearing each other's burdens, it's effective, it's essentially timely, but it's not technically insurance.

It's health care cost-sharing amongst believers. But what I find interesting is that the monthly cost of supporting other believers ends up being less than some of the Obamacare premiums typically are, and you also don't have the problem of, say, I've got to pay $1 ,000 a month for my family, an insurance premium, and then I also have to essentially spend $5 ,000 to $10 ,000 of deductible before things start kicking in.

There seems to be some tremendous benefits of just sharing the cost of health care with believers that ends up being actually cheaper than Obamacare.

It is.

We have prospective members who say, I'm paying more now for my health care than I am my mortgage, and we can't do this. Or we've got a somewhat affordable premium, but our deductible is so out of sight that we're bearing a lot of risk.

So, yeah, certainly while cost is not what usually drives a member to us, people join on principle. Cost is certainly one of the notable benefits. Right now most any member will ever share is $4 .95 a month, but the monthly shares begin as low as $100 for a single, $200 for a couple, and $250 for a family.

And those share amounts are based on what level of membership somebody picks. We have something called basic, which is brand new, and classic, what we've had for the last 23 years. And those essentially are differentiated by what we call an initial unshared amount, similar to a deductible, but for somebody in basic, they would agree to a little bit of a higher amount on the front end, $1 ,500 to be exact, whereas members of classic would be paying the first $300.

So when you think about those in terms of deductibles, there's no comparison. Now there is a difference in that those initial unshared amounts are per medical need, not an annual amount the way that we think of a deductible.

But one final piece about these initial unshared amounts is that through reductions and negotiations with providers, a lot of times that $300 and $1 ,500 can disappear altogether.

Definitely, and you brought up a good point, Anthony, and that's in terms of principle. When my family decided to start with Samaritan Ministries, we were excited about the potential. We were excited about this opportunity.

The cost was lower, which was important to us. Removing that idea of the deductible was compelling to me. But we decided to go with Samaritan on pure principle, biblical principle. We know that if we're ever going to defeat what is essentially a socialist system, if we're ever going to move away from the idea of larceny as a good thing in society, taking from people, having goods and property taken away from us by the government through coercion, that we have to take the first step as a Christian.

So if I'm going to say things about the public school system or socialism as bad, I can't participate in that system as a Christian, even though I'm one person. And someone may say, yeah, but what is your not participating going to do overall?

So we did that. We did that, Anthony. We started with Samaritan on principle. We wanted to participate in something that would be a godly and righteous way in terms of health care. And so that's what got us into it.

And we've been very, very impressed. And I want to say, Anthony, it's been really cool to watch even the growth of Samaritan in terms of numbers, but also in terms of how you guys handle the needs sharing.

You've recently or fairly recently added the ability to be able to essentially upload the receipts and the costs to your server, to your system via just taking a picture of the receipt, which is actually sort of taking that time down a bit in terms of getting the need covered.

So that's been a blessing.

Right. Yeah, we are developing all the time some online tools for members. So you can submit a need with your phone if you want to through electronic bill submission. In about a month or so, we'll be rolling out e-sharing, which will be convenient for a lot of members.

And yeah, absolutely. The principal aspect of this, Jeff, is so important because everybody's talking about how do we reform health care? Well, we do it when we start thinking biblically about free markets and personal responsibility and true charity.

And charity doesn't mean taxing a group of people and redistributing it, even if it's in the name of health care. And what we have with health care sharing, it's kind of the intersection of all three, of people taking personal responsibility for their own health care, directing it themselves.

There's both responsibility to that, but also a liberty. And then they have free markets where they're able to go where they want and determine what kind of treatment they're going to receive. There should never be a third party interfering or interloping.

That's the family's decision. And then thirdly, true charity. Samaritan members are able to voluntarily, they're not coerced, but they voluntarily come together around mutually held beliefs and values and stand with each other.

That's true. And you know what's, I think, powerful, Anthony, as well, is that a look at history displays that Christianity has been involved in, the biblical worldview, the church has been involved in these tremendous advances in history, whether in terms of creating a civilization, I mean, the West itself was created through the biblical worldview, although we're losing a lot of that now, modern science, educational institutions, whether you want to talk about the famous ones like Yale and Harvard and the famous institutions over in England that we have, Cambridge, Oxford, but also the health system in the first place in terms of hospitals.

We've been sort of on the front lines of advancement in the world of bringing blessing and goodness to the world. But what's amazing is as we've stepped away as the church away from that task of beautifying the world and cultivating the world and blessing people, sort of the secular world sort of steps into that void.

Government takes over and they blow it up. And what I see Samaritan as, Anthony, is a truly Christian and biblical worldview response to the health care crisis that we have before us in our nation.

Exactly. It really is loving God and loving our neighbor, being obedient to his word to take care of each other. In the New Testament, there's close to 100 references to one another and about half of those are commands.

And so whether it's Galatians 6, 2 or Philippians 2, the second half, Romans 12, that's what we're called to do. And so this is a way for us to do that practically.

That's right. And so what's interesting is people might be asking the question, well, how does it work? Well, I'll just say from my own experience, you have a major situation, a catastrophic event. Something happens, we have to go to the emergency room, say.

We go to the emergency room and we basically tell them we're with Samaritan Ministries. This will be paid back to you in cash. Send us the bill. And we get seen, they send us the bill, and then we submit the needs to the believers across the country.

They send us checks and we pay the hospital. It's really been a pretty simple process. You mentioned something, though, Anthony, one more thing that you're adding to the entire system. Did you mention e-sharing that's coming soon in terms of what's that look like?

Correct. Currently, members send their checks by or send their monthly share by writing out a check. So in about a month or so, we will open up the opportunity to send that share electronically through PayPal.

Yes. Yes.

Eventually other means. So that will enable us to get shares sent quicker, but also even the community aspect will still be preserved because the main theme here is the connection of members to members.

So whether that happens in analog form of writing an archaic check or sending it electronically, it accomplishes the same thing. So, again, this is leveraging the technology that exists so people can experience community in whatever way they're accustomed to.

Well, I appreciate it. And I want to tell you, Anthony, that you officially win today. My executive producer, Marcus Pippen, and myself, we're going to ask you what's up with the old technology. No one wants to send mail anymore.

And so you fixed that problem. So you win.

All right.

All right.

So that makes it even better. So, Anthony, help us. Where can people go to learn more about Samaritan Ministries? How can people get connected with you?

Google Samaritan Ministries, not Samaritan's Purse, but Samaritan Ministries, or go to SamaritanMinistries .org. We can also be reached toll free. The number is on our website, but it's 877 -764 -2426.

And I'll highlight the fact that we have a good number of staff who are ready and patient to walk through with prospective members what health care sharing looks like. We recognize this is a whole different paradigm.

It's scary. It's different. And so these men and women do a fantastic job not just of dispensing information but helping allay concerns. I know the same concerns my wife and I had 20 years ago. There's also a lot of good videos on our website that highlight individual member stories.

How did they transition from health insurance to health care sharing, and how did they interact with the provider? Because that's usually something that people have concern about, what happens when I go into the hospital.

And they deal with that in all those videos as well, as well as how the process actually worked for them. Did they receive the money on time? How impactful were the notes and cards? So our website, SamaritanMinistries .org, has a treasure trove of information.

Amazing. Anthony, one last question I have for you before we let you go today. Obamacare being introduced has just wrecked the entire health care industry and wrecked a lot of families. It wrecked their finances.

You can keep your doctor. No, you can't. Premiums are going to go down or they'll be the same. That's not true. Some people's premiums have quadrupled. It's wrecked the health care industry and wrecked a lot of families and their health care needs.

But one of the things that has been introduced is that if I don't participate in Obamacare, I pay a penalty tax at the end of the year. So what I found compelling is the fact that if you are with Samaritan Ministries, that penalty has not applied, at least up to this point.

Can you talk just briefly about that?

Yeah.

In the 23 years we've existed, the Lord has done miracles in our midst. And one of those miracles was inserting an exemption in the law that states if you're part of a health care sharing ministry like Samaritan, then you're not required to purchase insurance and therefore not subject to the penalty or tax or fine or whatever it's referred to as.