Pay Me Now, Pay Me Later

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One of the most amazing statements I have ever heard made in one of my debates.

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for me a Catholic Bible and Pramada, seal and stamped. I'm reading two sentences from the book of Tobit.
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Tobit chapter 4 verses 10 will be my first sentence.
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For almsgiving delivers from death and saves men from passing down to darkness.
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The second sentence I'd like to read is from Tobit chapter 12 verses 9.
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Almsgiving saves from death and purges every kind of sin.
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My question is, this is a book that the Catholics have held as being inspired.
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Given the emphasis you have made with purgatory, it appears to me that every good
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Catholic seems to have the option, instead of going to purgatory, to perhaps write a check or do alms of some kind that will also purge them.
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Yeah, it's pay now or pay later, very simply. So you can write a check now to avoid purgatory?
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The New Testament tells us charity covers a multitude of sins. What is that fee? Because I think you'd get a few checks probably.
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What would that amount be? Okay, Reverend White, do you have a response as well?
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The term charity is actually the term love, not the giving of money in the New Testament.
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And what can I say? If our view of sin is such that giving alms can cover sins, why did
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Christ die upon the cross? Next question.